Revitalised and Ready: Insta EMI Card Makes a Comeback in the Market

BusinessBrand StoriesRevitalised and Ready: Insta EMI Card Makes a Comeback in the Market

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Bajaj Finserv Insta EMI Card returns with enhanced features, flexible EMIs, and easy application. Apply now for financial empowerment.

The Bajaj Finserv Insta EMI Card is back in action. With a revitalised spirit and a commitment to empower your purchasing power, it’s ready to make waves. After a brief hiatus due to RBI norms, it has made a robust return, addressing all compliance matters to offer you a superior experience. This article explores the card’s exciting features, unparalleled benefits, and the hassle-free application process. We’ll look at why the Insta EMI Card continues to be the preferred choice for millions of smart shoppers across India.

Unmatched shopping flexibility

Imagine fulfilling your desires for high-value purchases without immediate financial pressure. The Bajaj Finserv Insta EMI Card enables you to transform large expenses into affordable monthly instalments, simplifying your financial management. Whether you’re buying a new smartphone, upgrading your kitchen appliances, or redecorating your home with brand new furniture, this card ensures you can do so without compromising your financial health.

The card’s features, such as zero down payment during festive offers and nil foreclosure charges, offer unparalleled financial flexibility and control. With the Bajaj Finserv Insta EMI Card, experience the freedom to manage your finances efficiently while enjoying your purchases.

Key features and benefits of the Bajaj Finserv Insta EMI Card

The reinstated Insta EMI Card comes packed with features that make it an indispensable tool for managing your finances:

  • No Cost EMI: Convert purchases into easy EMIs without additional interest, making it easier to afford big-ticket items.
  • Pre-approved loan limit: Enjoy a substantial pre-approved limit of up to Rs. 3 lakh, giving you significant purchasing power.
  • Flexible repayment tenures: Choose from various tenure options ranging from 1 to 60 months, allowing you to tailor repayments to your financial circumstances.
  • Nil foreclosure charges: Pay off your loan early without incurring any additional fees, giving you more financial flexibility.
  • Zero down payment offers: Take advantage of zero down payment offers during festive seasons, reducing the initial financial burden.
  • Wide acceptance: Use the card across a vast network of over 1.5 lakh partner stores in 4,000+ cities, ensuring you can shop wherever you go.
  • Improved creditworthiness: Regular, timely repayment of your Insta EMI Card can help improve your credit score, enhancing your overall creditworthiness.

How to use your Insta EMI Card

  • Online: Using the Insta EMI Card online is straightforward and convenient. Here’s how:
    • Select the product you wish to purchase from any of Bajaj Finserv’s partner e-commerce websites.
    • At checkout, choose the EMI option and select Bajaj Finserv No Cost EMI.
    • Provide your Insta EMI Card details, such as the card number and registered mobile number.
    • Choose the repayment tenure that best suits your financial plan.
    • Complete the transaction by entering the OTP sent to your registered mobile number. Your purchase will be converted into EMIs.
  • Offline: The Insta EMI Card is equally easy to use for offline purchases. Here’s how you can go about it:
    • Go to any of Bajaj Finserv’s partner stores spread across the country.
    • Choose the product you wish to buy and inform the store representative that you want to use the Insta EMI Card.
    • Share your Insta EMI Card details with the store representative.
    • Decide on the repayment tenure that fits your budget.
    • Verify the transaction and pay the upfront charge, unless you’re opting for a festive zero down payment offer.
    • The remaining cost of your purchase will be converted into EMIs, and you can take your product home immediately.

Bajaj Finserv Insta EMI Card eligibility criteria

  • Nationality: Indian
  • Age: 21 years to 65 years
  • Employment: Regular source of income
  • Credit score: 720 or higher
  • Documentation: PAN and Aadhaar card, proof of address, bank account information and IFSC code for e-mandate registration

How to use your Insta EMI Card

  • Offline: At a partner store, provide the necessary documents for eligibility check, prior to your purchase. The store representative will assist you with your application. Once you’re approved, pay the one-time joining fee and your card will be issued.
  • Online: On the official Bajaj Finserv website, share your mobile phone number and authenticate it with an OTP. Fill in the form with the necessary details, complete the KYC and e-mandate registration successfully. Then, pay the one-time joining fee to have your card activated and ready for use.

The reinstated Bajaj Finserv Insta EMI Card is a powerful tool for financial management, allowing you to make significant purchases without financial strain. Its many features and benefits are designed to provide a seamless and rewarding experience for all users. So, why wait? Apply for the Bajaj Finserv Insta EMI Card today to experience its benefits firsthand. Visit the Bajaj Finserv website or download the Bajaj Finserv App for more information and to apply for your Insta EMI Card now.

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