Need quick funds without the stress of paperwork and waiting? A personal loan could be your perfect solution. Whether you are planning a holiday, handling a medical emergency, or managing home expenses, getting a personal loan from Bajaj Finance is fast, flexible, and easy. You can apply from the comfort of your home and receive up to Rs. 55 lakh within just 24 hours*. Plus, with flexible tenures and easy repayment options, managing your finances has never been easier.
Features that make Bajaj Finserv Personal Loan stand out
- Loan amount: Borrow up to Rs. 55 lakh for big expenses like weddings, travel, and education.
- Disbursal time: Funds credited to your account within 24 hours* for quick financial solutions.
- Interest rates: Get competitive interest rates for lower EMIs and greater flexibility.
- Repayment tenure: Flexible options from 12 to 96 months, tailored to your budget.
- Collateral requirement: No collateral needed; the loan is unsecured for a hassle-free process.
Eligibility criteria for a Bajaj Finserv Personal Loan
To apply for a Bajaj Finserv Personal Loan, you must meet the following eligibility criteria:
- Nationality: Indian
- Age: 21 years to 80 years*
- Employed with: Public, private, or MNC
- CIBIL Score: 685 or higher
- Customer profile: Self-employed or Salaried
*You should be 80 years* or younger, at the end of the loan tenure.
How to apply for a personal loan online?
Applying for a Bajaj Finserv Personal Loan is incredibly simple. Here’s what you need to do:
- Visit the Personal Loan page on the Bajaj Finserv website and click on ‘APPLY’.
- Enter your 10-digit mobile number and the OTP sent to your phone.
- Fill in the application form with your basic loan details, such as your full name, PAN, date of birth, and PIN code.
- Now, click on ‘PROCEED’ to visit the loan selection page.
- Enter the loan amount that you need. Choose from the three personal loan variants –Term, Flexi Term, and Flexi Hybrid.
- Choose the repayment tenure – you can select tenure options of 12 months to 96 months and click on ‘PROCEED’.
A representative will guide you on the next steps. The loan amount will be transferred to your bank account on the successful verification of your documents. You can use the personal loan EMI calculator to estimate the monthly instalment based on your loan amount, tenure, and interest rate. This way, you can plan your loan repayment comfortably.
What can you use an instant personal loan for?
An instant personal loanis versatile and can meet a range of needs:
- Travel: Plan that long-awaited international trip without financial stress.
- Medical emergencies: Get urgent medical funds when you need them the most.
- Home renovation: Redesign your living space with ease.
- Higher education: Finance your or your child’s education without delays.
- Wedding expenses: Celebrate your big day in style without money worries.
Conclusion
A personal loan gives you financial freedom when you need it most — without the long waiting times, endless paperwork, or complex processes. Whether it’s an unexpected expense or a long-planned dream, Bajaj Finance makes it possible for you to act now and pay later with flexible repayment options.
Apply now and get your funds in just 24 hours*.
*Terms and conditions apply.
