Banks allowed to increase ATM transaction interchange fee

BusinessBanks allowed to increase ATM transaction interchange fee

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Banks allowed to increase ATM transaction interchange fee

The Reserve Bank of India (RBI) on Thursday allowed changes in the rules related to ATM transactions after almost nine years. RBI allowed all banks to increase interchange charges for ATM transactions. RBI has said that the facility of 5 times free use of ATMs will continue for customers, but after that it will cost Rs 6 for non-financial transactions. At the same time, the fee charged for withdrawing money has been increased from Rs 15 to Rs 17.

According to reports on Thursday, RBI has increased the interchange fee per transaction from Rs 15 to Rs 17 for financial transactions from ATMs and from Rs 5 to Rs 6 for non-financial transactions with effect from August 1, 2021. At the same time, it is being told that from January 1, 2022, banks have been allowed to collect Rs 21 from customers as customer charge. At present, banks are allowed to charge a maximum of Rs 20 for this.

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