You can now purchase a wide range of home appliances using a Bajaj Finserv EMI card on Amazon. These home appliances include refrigerators, televisions, and air conditioners at affordable rates. You can receive amazing discounts and save a good amount on your purchases. So, keep reading to know how you can make a purchase on Amazon using an EMI card.
Steps to Use EMI Network Card to Shop from Amazon
You must follow the steps below to use the EMI Network card to shop from Amazon:
Step 1: Navigate to the official website of Amazon or open the Amazon app.
Step 2: Choose the appliance that you want to purchase.
Step 3: Once done, move to the payment page.
Step 4: Select Bajaj Finserv No-Cost EMI as the preferred mode of payment.
Step 5: Choose suitable repayment tenure between 3 and 12 months.
Step 6: Once done, enter the OTP to confirm your payment.
You can receive an array of benefits using the Bajaj Finserv EMI Network Card while shopping from Amazon.
Advantages of Using a Bajaj Finserv EMI Network Card while Shopping on Amazon
You can enjoy the following benefits of using an EMI Network card while shopping from Amazon:
- You have the flexibility to select repayment tenure as per your choice.
- If you want to foreclose your loan, you can do so without having to pay any additional cost.
- You will not require a credit card to purchase home appliances on EMI from Amazon.
- A sumptuous loan amount is available to easily cover the cost of expensive appliances.
- You do not need to produce any additional documents while making a purchase using your Bajaj Finserv EMI Network card.
- You can enjoy no-cost EMI on Bajaj Finserv cards while shopping, as Amazon is a partner store.
Owing to these benefits, you must opt for a Bajaj Finserv EMI Network card. However, there are certain eligibility criteria that you must meet in order to get approval for the EMI card.
Eligibility Criteria for Bajaj Finserv EMI Network Card
You must fulfill the following criteria to stand eligible for an EMI Network card:
- You must be a citizen of India.
- Your age must be between 21 years and 65 years.
- You must have a current savings bank account or individual bank account in India.
- You must have Indian residential address proof.
Once you fulfill the eligibility criteria, you can proceed with the application process for EMI Network Card.
Steps to Apply for a Bajaj Finserv EMI Network Card
You can follow the steps below to apply for Bajaj Finserv EMI Network Card:
Step 1: Navigate to the official website of Bajaj Finserv EMI Network.
Step 2: Enter the essential details to check your eligibility.
Step 3: Tap on ‘Check Your offer’ to check your pre-approved loan offer.
Step 4: Enter the OTP to verify your contact details.
Step 5: Input your name, email, gender, PAN, and PIN code.
Step 6: Click on ‘Proceed’ to move to the next page.
Step 7: After checking your credit limit, click on ‘Proceed’ again.
Step 8: You will be redirected to the KYC verification page.
Step 9: Once you verify your KYC details, proceed to pay the application fees.
Step 10: Click on ‘Submit’ button to start using your EMI card.
However, you must verify the information you are providing at every step to avoid any errors. Additionally, you can keep the essential documents ready to speed up the card application process.
Documents Needed to Apply for Bajaj Finserv EMI Network Card
You must keep the following documents at hand while applying for an EMI Network Card:
- Aadhaar card
- A duly signed ECS Mandate
- PAN card
In addition to this, you must be aware of charges associated with an EMI Network Card so that you can rightly estimate the amount you need to invest.
Charges Associated with Bajaj Finserv EMI Network Card
The following charges are associated with the Bajaj Finserv EMI Network Card:
- EMI Network Card Processing Fee: up to Rs. 1,078
- EMI Network Card Fee: Rs. 530
- Add-On Card Fee: Rs. 199
- EMI Card Annual Fee: Rs. 117
- EMI Card Convenience Fee: Rs. 99
- EMI Card Loan Enhancement Fees: Rs. 99
- EMI Card Mandate Registration Charges: Rs. 118
- EMI Card Mandate Rejection Charges: Rs. 450
- Penal Interest on EMI Network Card: 4% on the EMI
- NACH/ Cheque Bounce Charges for EMI Card: Rs. 450
- CIBIL TransUnion Report Fees for EMI Card: Rs. 36 to Rs. 46
- Document charges for EMI Card: Nil for online and Rs. 50 for a physical copy
In addition to substantial discounts, you can enjoy several other benefits when you shop using an EMI card on Amazon. So, apply for an EMI Network Card at the earliest to enjoy these benefits on your purchases.
