India’s transportation system has seen significant improvements, particularly in terms of toll collection on highways. One of the most notable advancements is the introduction of FASTag, a system designed to enhance the efficiency of toll payments. If you own a vehicle and regularly travel on highways, you may already be familiar with FASTag. If you are looking to purchase one for your car, choose from FASTag platforms like Bajaj Pay or banking institutions. Bajaj Pay FASTag offers a convenient way to manage your toll payments effortlessly through the Bajaj Finserv app. It simplifies the process of toll payments, ensuring a smooth and hassle-free travel experience.
What is FASTag
FASTag is an electronic toll collection system in India, introduced by the National Payments Corporation of India (NPCI) and mandated by the National Highways Authority of India (NHAI). It uses Radio Frequency Identification (RFID) technology to automatically deduct toll charges as your vehicle passes through toll plazas. The RFID-enabled FASTag is affixed to the windshield of your vehicle, allowing toll payments to be processed electronically, without the need for physical cash transactions.
How FASTag works
When a vehicle approaches a toll plaza, sensors read the RFID tag on the FASTag. The system then automatically deducts the applicable toll amount from the prepaid or linked bank account associated with the FASTag. The entire process takes just a few seconds, enabling vehicles to pass through toll plazas without stopping. This not only reduces congestion but also saves time and fuel.
Why FASTag is crucial for your vehicle
FASTag has become a critical component for every vehicle in India, particularly for those frequently using highways. Here are some key reasons why FASTag is essential:
- Mandatory requirement: As of February 2021, the Government of India has made FASTag mandatory for all vehicles, including commercial and private ones. Vehicles without FASTag are required to pay double the toll amount, making it financially prudent to use FASTag.
- Time-saving: FASTag significantly reduces the time spent at toll plazas. With electronic toll collection, you can avoid long queues and the hassle of cash transactions, making your journey more efficient.
- Fuel efficiency: By eliminating the need to stop at toll plazas, FASTag helps in conserving fuel, as your vehicle can maintain a steady speed through toll booths. This not only saves money but also contributes to environmental conservation.
- Convenience: FASTag offers unparallelled convenience by automating the toll payment process. It eliminates the need for carrying cash or worrying about change. Additionally, FASTag accounts can be easily recharged online through various platforms.
- Transparency: Every toll transaction made through FASTag is recorded and can be tracked through the FASTag account. This transparency helps in managing expenses better and ensures that you are charged the correct toll amount.
- Reduced paperwork: FASTag reduces the need for physical receipts, contributing to a paperless and more efficient tolling system. This also aids in keeping your vehicle’s dashboard clutter-free.
- Interoperability: FASTag is interoperable across all toll plazas on national highways and select state highways. This means that one FASTag works across multiple toll plazas, providing a seamless experience for travellers.
Steps to buy FASTag from Bajaj Finserv
Bajaj Finserv, a well-known financial service provider in India, offers a simple and convenient process to purchase FASTag. Here is a step-by-step guide to buying FASTag from Bajaj Finserv:
1. Visit the Bajaj Finserv website
Start by visiting the official Bajaj Finserv website. You can do this on your computer or mobile device. Once on the homepage, navigate to the ‘FASTag’ section, which is usually under the ‘Insurance’ or ‘Vehicle Services’ categories.
2. Choose the FASTag option
In the FASTag section, you will find detailed information about the product, including its benefits and features. Select the ‘Buy FASTag’ option to proceed with the purchase.
3. Fill in your vehicle details
You will be prompted to fill in the details of your vehicle, such as the vehicle registration number, type of vehicle (car, truck, etc.), and the registration state. Ensure that the information provided is accurate, as this will be used to link the FASTag to your vehicle.
4. Upload required documents
Bajaj Finserv requires specific documents to process your FASTag purchase. These typically include a scanned copy of your vehicle’s RC (Registration Certificate), a passport-sized photograph of the vehicle owner, and a copy of the owner’s ID proof (such as Aadhaar, PAN card, or driving licence). Upload these documents in the prescribed format.
5. Make the payment
Once the documents are uploaded and verified, you will be directed to the payment gateway. Here, you can choose your preferred payment method, such as credit/debit card, net banking, or UPI. The payment typically includes the cost of the FASTag, a refundable security deposit, and an initial recharge amount.
6. Confirmation and delivery
After successful payment, you will receive a confirmation email or SMS from Bajaj Finserv with the details of your purchase. The FASTag will be processed and delivered to your registered address within a few working days. Ensure that you affix the FASTag on your vehicle’s windshield as per the instructions provided.
7. Activate and recharge your FASTag
Upon receiving your FASTag, it is essential to activate it. Some FASTags are pre-activated, while others may require manual activation through the Bajaj Finserv app or website. Additionally, ensure that your FASTag has sufficient balance by recharging it online through the Bajaj Finserv portal, net banking, or UPI.
Managing your FASTag account
Once your FASTag is active, managing it is straightforward. Bajaj Finserv provides an online platform where you can check your account balance, recharge your FASTag, view transaction history, monitor toll payments, and even check the status of your FASTag. To check the FASTag status, log in to the Bajaj Finserv portal or app, navigate to the FASTag section, and select the option to view your FASTag status. This feature allows you to stay updated on your account’s health, ensuring that your FASTag remains active and functional at all times. You can also set up automatic recharges to ensure that your FASTag account never runs out of balance.
How to recharge your FASTag
Recharging your FASTag through Bajaj Finserv is simple:
- Log in: Visit the Bajaj Finserv FASTag recharge portal and log in with your credentials.
- Enter details: Provide your FASTag number and vehicle details.
- Select amount: Choose the recharge amount based on your expected toll expenses.
- Payment: Complete the payment using your preferred method, such as credit/debit card, net banking, or UPI.
- Confirmation: After payment, you will receive a confirmation, and the recharge amount will be credited to your FASTag account immediately.
Troubleshooting and customer support
If you encounter any issues with your FASTag, Bajaj Finserv offers robust customer support. You can contact their customer service team via phone, email, or chat for assistance with problems like activation issues, incorrect toll deductions, or lost FASTags. The customer support team is trained to handle a wide range of issues and can provide quick resolutions to ensure a hassle-free experience.
FASTag is an indispensable tool for modern-day vehicular travel in India, offering convenience, efficiency, and cost savings. With the government’s mandate and the numerous benefits it provides, every vehicle owner should consider purchasing FASTag. Bajaj Finserv simplifies the process of buying and managing FASTag, making it a reliable option for your toll payment needs. By following the steps outlined above, you can easily purchase a Bajaj Pay FASTag for your vehicle and enjoy a seamless driving experience on India’s highways.
