Earning While Exploring: Maximising Rewards with Travel Credit Cards

TravelEarning While Exploring: Maximising Rewards with Travel Credit Cards


Do you love travelling but dislike draining your wallet on flights, hotels, and other expenses? What if you could earn rewards every time you travel and use them to save money or get more benefits? Envision being able to travel the world without worrying about currency conversion, foreign transaction fees, or fraud protection.

If this sounds like your dream, then what you need is a travel credit card. It’s a credit card specially designed for frequent travellers wanting to make the most of their trips and enjoy various perks and privileges. So, let’s look at how you can maximise your rewards with travel credit cards.

What are travel credit cards and how do they work?

Travel credit cards offer rewards like air miles, cashback, discounts, vouchers, lounge access, insurance, and more. These can help you cut your travel costs and improve your travel experience. Travel credit cards work like any other credit card. The only difference is that they reward you for every travel-related purchase you make with them.

Say you use a travel credit card to book a flight ticket. You could earn air miles that you can redeem for another flight ticket or upgrade. If you use a travel credit card to pay for a hotel stay, you could earn cashback or discounts redeemable for your next booking. Some travel credit cards also offer complimentary airport lounge access, priority check-in, baggage allowance, travel insurance, and concierge services. These perks make travel more comfortable and hassle-free.

Travel credit cards also provide convenience and security features. These include global acceptance, low or zero foreign transaction fees, chip and PIN technology, and fraud protection. So, you can use your travel credit card anywhere without worrying about currency conversion, hidden fees, or card theft.

How to choose the right travel credit card for your needs and preferences?

There are many travel credit cards available in the market, each with its own features and offers. To choose the right travel credit card for your needs and preferences, you need to consider the following factors:

  • Your travel frequency and destination: Do you travel frequently and to different countries? Get a card with global acceptance, low or zero foreign transaction fees, and competitive exchange rates. If you travel mostly within India, look for a card that offers domestic benefits, like discounts on flights, hotels, and car rentals.
  • Your spending pattern and budget: If you spend big on travel, get a card with high rewards, a generous credit limit, and flexible repayment options. If you have a tight budget, you should look for a travel credit card that offers low annual fees, interest rates, and other charges.
  • Your preferred rewards and benefits: What are the perks and rewards you want? Do you prefer air miles? Then opt for a card that gives them on every purchase and has tie-ups with major airlines and travel partners. Prefer cashback instead? Look for a travel credit card that offers cashback on every purchase and has no expiry date or redemption limit. Want lounge access, insurance, and concierge services? Look into cards that offer these benefits as complimentary or at a nominal fee.

What are the best travel credit cards in India?

Bajaj Finserv has an impressive line-up of co-branded credit cards offering a distinct set of benefits for travellers. Consider the elite Bajaj Finserv RBL Bank World Plus SuperCard. It offers numerous perks, including complimentary airport lounge access, 10x rewards on international spending, dining offers, fuel surcharge waivers, annual savings upwards of Rs. 55,000, etc. There’s also the Bajaj Finserv DBS Bank 10X Plus Signature Credit Card. Not only does it offer both domestic and international airport lounge access, but also fuel surcharge waiver. There’s a host of other advantages, including 10X cash points on monthly spends exceeding Rs. 25,000 and 20X cash points on travel bookings and bill payments made using the Bajaj Finserv or DBS Bank apps.

How to apply for a travel credit card online?

Ready to earn as you explore? Then follow these simple steps to apply for a travel credit card and enjoy the perks of travelling smart:

  • Visit the Bajaj Finserv web page for the best travel credit cards to compare the features and offers that suit your needs
  • Navigate to the official website of the credit card issuer of your choice
  • Locate the credit card section and select the option that will redirect you to the application form
  • Fill in the details as prompted on the online application form
  • Upload the documents required, including identity proof (Aadhaar card, passport, etc.), address proof (utility bill, rental agreement, etc.), income proof (salary slips, IT returns, etc.), passport-sized photograph
  • Thoroughly review your application and then click on ‘Submit’

So, what are you waiting for? Grab this opportunity to make your travel dreams a reality. Apply for a travel credit card online in just a couple of minutes. With instant approval and activation, you can make the most of your adventures!

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