How to download SBI Home Loan Provisional Interest Certificate

BusinessHow to download SBI Home Loan Provisional Interest Certificate


Taking control of your finances has never been easier, especially when it comes to managing your home loan. The State Bank of India (SBI) offers a valuable tool – the Home Loan Provisional Interest Certificate – to help you keep tabs on your interest payments throughout the financial year. Let’s explore how you can effortlessly access this certificate to make tax filing, claiming deductions, and expense tracking a breeze.

Why You Need a Provisional Loan Certificate from SBI

Understanding the essence of the Provisional Loan Certificate is crucial for any SBI home loan borrower. This document is not the final word on your loan but serves as an interim guide, providing insights into your interest payments for a specific period within the ongoing financial year. Here’s why it’s a must-have:

Tax Filing Made Simple:

Use the provisional certificate to claim deductions on the interest paid during the financial year when filing your income tax returns.

Claiming Employer Benefits:

If your employer extends tax benefits based on home loan interest payments, this certificate acts as concrete proof to secure those benefits.

Effortless Expense Tracking:

Keep a close eye on your home loan expenses by using the certificate to monitor interest payments throughout the year.

SBI Home Loan Provisional Interest Certificate Download

  • Visit and log in to the Personal Banking section using your credentials.
  • Under the ‘Enquiries’ tab, select ‘Home Loan Int.Cert (Prov)’.
  • Select the specific account for which you need the Home Loan Interest Certificate
  • The certificate will be available for viewing online. You can also choose to print or download it in PDF format for your records.

Note – You can also visit your nearest SBI branch to request the provisional interest certificate.

Whether you choose the online or offline method, obtaining your Home Loan Provisional Interest Certificate from SBI is a breeze. Take advantage of this tool to simplify your financial management and make the most of the benefits offered by your home loan.


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