AC prices have risen sharply in 2026. Explore why and how to bring your preferred model with Bajaj Finserv’s affordable financing options.
Every summer, AC prices rise — but in 2026, the increase is sharper than usual. Brands like Daikin, LG, and Haier have announced hikes of 5 to 15%, driven by higher raw material costs, a weakening rupee, and a global supply chain disrupted by geopolitical tensions that have made key components like copper and aluminium harder and more expensive to source. On top of this, updated BEE norms now require more advanced technology in every new model, adding further cost pressure across the board.
The good news is that despite rising prices, you can still bring home a top-rated AC without paying the full amount upfront. During the Bajaj Finserv Summer Sale, you can purchase your desired AC at a highly competitive price, thanks to limited-time offers and discounts. By visiting any of the 1.5 lakh+ Bajaj Finserv partner stores, you can avail of an Easy EMI Loan offering financing of up to Rs. 5 lakh. Repay in affordable instalments with tenures of 1 to 60 months. Select models also come with a zero down payment offer, reducing your payment burden.
How to choose the right AC without overpaying
With prices higher than usual, choosing the right tonnage and features for your specific needs is more important than ever:
- Room size and tonnage: For rooms up to 120 square feet, a 1-ton AC is sufficient. For rooms between 120 and 180 square feet, a 1.5-ton AC is the right fit. For large rooms up to 240 square feet, a 2-ton AC is recommended.
- Inverter split AC: For long daily use, an inverter split AC provides consistent cooling while consuming significantly less electricity than a fixed-speed model.
- Energy label awareness: BEE efficiency benchmarks have changed for 2026 — compare like-for-like energy labels and prioritise models with the highest current star rating.
- Comfort features: Convertible modes, sleep mode, good air swing, and low noise operation add meaningful convenience for everyday use.
Top-selling ACs to explore for your home in April 2026
Here are the best-selling AC models available right now, including 1-ton ACs under Rs. 35,000, ordered by price for easy comparison:
| Model | Price* | EMI starting from* |
| Haier 1 Ton 2 Star Split AC (HSU12T-TQS2BE-FS) | Rs. 32,600 | Rs. 2,717/month |
| Voltas 1 Ton 5 Star Inverter Split AC (SAC125V Vectra Elite) | Rs. 34,990 | Rs. 2,683/month |
| Panasonic 1 Ton 3 Star Inverter Split AC (CU-EU12BKY3F) | Rs. 37,990 | Rs. 1,587/month |
| Blue Star 1.5 Ton 3 Star Split AC (IC318VNUS) | Rs. 38,500 | Rs. 2,958/month |
| LG 1.5 Ton 5 Star Split AC (LSA5EW5M) | Rs. 43,990 | Rs. 3,666/month |
| Daikin 1.5 Ton 3 Star Split AC (RKL50UV16VAF) | Rs. 53,830 | Rs. 1,944/month |
| Samsung 1.5 Ton 3 Star Inverter Split AC (AR60F19D13WNNA) | Rs. 78,290 | Rs. 3,011/month |
Disclaimer: Easy EMIs and prices may vary by partner store, offer period, location, and variant. Please check the latest information at the partner store before purchase.
Limited-time Bajaj Finserv Summer Sale offers
Bring home a new AC with EMIs starting from Rs. 830 per month and discounts of up to 60% on select models.
Terms and conditions apply. Check with your store for details.
Why shop for your new AC with Bajaj Finserv?
With AC prices rising due to global supply pressures and updated efficiency norms, paying the full amount upfront may not be practical for most buyers. Bajaj Finserv makes top-selling ACs accessible and affordable through Easy EMI Loan. Here is how:
- Browse and compare online: Explore models on Bajaj Mall and compare tonnage, star rating, and key features — whether you are considering a window or a split AC.
- Visit partner stores: Check shortlisted models at Bajaj Finserv partner stores and get guidance from in-store representatives.
- Opt for Easy EMI Loan: Finance up to Rs. 5 lakh with repayment tenures of 1 to 60 months. Select models come with zero down payment offers.
- Check eligibility online: Verify your pre-approved limit by entering your mobile number and OTP on the Bajaj Finserv website.
- Use the Insta EMI Network Card: Existing cardholders can convert purchases into EMIs instantly through a paperless process.
Even with prices higher this summer, a well-planned purchase can still get you the best AC for your home. Browse options on Bajaj Mall, shortlist the right tonnage and star rating, and head to your nearest Bajaj Finserv partner store. With Easy EMIs, zero down payment on select models, and instant approvals, staying cool this summer does not have to come at a premium.
