Buy electronics and appliances now and pay later in Easy EMIs with Bajaj Finserv. Enjoy zero down payment, quick approval, and seasonal offers.
As the New Year 2026 approaches, it is the perfect time to give your home a fresh upgrade—without worrying about big upfront costs. Tired of an old fridge that barely cools or a slow laptop that slows you down? Now you can say hello to smart, modern gadgets without breaking your budget. With a consumer durables loan, also known as the Bajaj Finserv Easy EMI loan, you can turn your wish list into reality by paying in small, easy installments that fit your New Year plans.
Simply visit the Easy EMI loan page on the Bajaj Finserv website. Select your desired product, take your loan approval online and head to a partner store. Break down the total cost into Easy EMIs that suit your finances. For many items, enjoy zero down payment—take them home right away with payments starting next month.
What can you buy with a consumer durables loan?
From everyday essentials to high-tech upgrades, a consumer durables loan opens the door to a world of choices. Whether you are planning a home makeover, boosting productivity with new gadgets, or adding convenience to your kitchen, this financing option covers it all. Here is a look at the wide range of products you can bring home without straining your budget:
Entertainment and work essentials
- Mobile phones: Switch to cutting-edge 5G smartphones seamlessly, perfect for staying connected indoors and outdoors.
- Smart televisions (LED/4K): Dive into immersive streaming and vibrant visuals for cosy family gatherings this winter.
- Laptops: Power through work, studies, or gaming with high-performance devices.
Major appliances
- Refrigerators: Keep food fresh with energy-efficient models from leading brands.
- Air conditioners: Beat the heat with smart cooling solutions
- Washing machines: Simplify chores with smart, automatic washers in various capacities.
Personal tech and accessories
- Smartwatches, headphones, and accessories: Stay fit, connected, and stylish with wearables and audio gear.
Kitchen and home essentials
- Microwaves, mixers, and more: Streamline cooking with compact, feature-packed gadgets.
- Home appliances: From air purifiers to vacuums, elevate daily living.
Limited-time offers on electronics and appliances
- Flat Rs. 1,000 cashback on select purchases.
With EMIs starting as low as Rs. 830 per month, bringing home your favourite products has never been easier or more affordable.
*Terms and conditions apply. Check with your store for details.
Key benefits of a consumer durables loan
Big-ticket purchases no longer have to drain your savings or disrupt your monthly budget. The key benefits of consumer durable loan, like Bajaj Finserv Easy EMI Loan, offer a smarter way to shop for essentials and luxuries alike. Here is why it stands out:
- Buy Now, Pay Later: Get the products you need immediately—whether it is a new refrigerator, smartphone, or smart TV—and pay in small, manageable EMIs that fit your monthly budget.
- High loan limits with instant approval: Enjoy loan amounts of up to Rs. 5 lakh, approved in minutes through a paperless process, so you can shop without delays.
- Zero down payment on select products: For eligible items, skip the upfront payment entirely. Take your product home today and start paying from next month.
- Flexible tenure options: Choose repayment periods ranging from 3 to 60 months, giving you complete control over your monthly outflow.
- Wide product coverage: From home appliances and kitchen essentials to laptops, smartphones, and entertainment systems, this loan covers a vast range of consumer durables from leading brands.
- Exclusive deals and offers: Access cashback, festive discounts, and waived EMIs at over 1.5 lakh partner stores across India, making your purchase even more rewarding.
Upgrade your home with Bajaj Finserv Easy EMI Loan
Upgrading your lifestyle with the latest gadgets and appliances has never been easier—or more affordable. The Easy EMI Loan from Bajaj Finserv lets you spread the cost of high-value purchases into budget-friendly installments, so you can enjoy premium products without financial stress. Plus, smart tools like the Maha Bachat Savings Calculator help you combine brand discounts and dealer offers with EMI benefits, maximising your savings.
Here is how simple the process is:
- Select your product online: Begin by picking the exact item you need—whether it is a smartphone, refrigerator, or any other appliance.
- Check your eligibility: Visit the Easy EMI Loan page and enter basic details like your name, mobile number, and PAN card. Complete a quick KYC process to verify your identity.
- Instantly view your limit: After verification, get your approved loan amount, showing how much you can borrow for your purchase.
- Visit a partner store: Head to the nearest Bajaj Finserv partner store to explore the product in person and get guidance from a representative.
- Finalise your EMI plan: Choose the repayment option that suits your budget—selecting monthly installments that feel comfortable. Complete the minimal paperwork and confirm your purchase instantly.
With Easy EMI Loan from Bajaj Finserv, you can shop smarter, save more, and upgrade faster. Whether it is a festive home makeover or a tech refresh for the New Year, this financing option ensures you enjoy the best products while keeping your finances secure.
