Begin your journey to smarter spending and greater rewards with a range of co-branded credit cards from Bajaj Finserv and RBL Bank.
Did you know your credit card is far more than a payment tool? In fact, the right credit card can be a powerful tool for managing finances, building credit, and accessing exclusive perks. Credit cards like the Bajaj Finserv RBL Bank Credit Card are designed to elevate your spending power and reward you at every turn.
Why Bajaj Finserv RBL Bank Credit Cards stand out
A trusted name in India’s financial sector, Bajaj Finserv has partnered with RBL Bank to offer credit card that stand out in a crowded market. This collaboration brings together Bajaj Finserv’s innovative approach to finance and RBL Bank’s banking expertise, resulting in a range of credit cards that cater to diverse financial needs and lifestyles.
Key features and benefits that enhance your financial experience
- Reward points: One of the most compelling features of the Bajaj Finserv RBL Bank Credit Card range is its robust rewards programme. Cardholders earn redeemable points on nearly every transaction, with accelerated earnings on online purchases and select categories. This means your everyday spending translates into tangible benefits, allowing you to maximise value from your regular expenses.
- Welcome bonus: New cardholders are welcomed with open arms, receiving up to 4,000 reward points as a generous sign-up bonus. This immediate influx of points gives you a headstart on your rewards journey, setting the tone for a fruitful relationship with your new credit card.
- Fuel surcharge waivers: For those who spend a significant amount on fuel, the Bajaj Finserv RBL Bank Credit Card offers substantial savings. With fuel surcharge waivers of up to Rs. 1,200 per year, frequent drivers can keep more money in their pockets. This feature alone can offset a significant portion of the card’s annual fee for many users.
- Airport lounge access: Travel enthusiasts will appreciate the complimentary access to airport lounges, adding a touch of luxury to their journeys. Whether you’re a frequent flyer or an occasional traveller, this perk allows you to escape the hustle and bustle of busy terminals and relax in comfort during layovers.
Simplifying life with easy EMI conversions
Financial flexibility is at the core of the Bajaj Finserv RBL Bank Credit Card’s offerings. The card allows for easy EMI conversion on purchases and bills above Rs. 2,500, helping you manage large expenses without straining your monthly budget. This feature extends to your outstanding balance as well. You have the option to convert amounts over Rs. 2,500 into manageable monthly instalments, thereby alleviating financial stress.
Interest-free ATM cash withdrawals
In a unique offering that sets it apart from many other credit cards, the Bajaj Finserv RBL Bank Credit Card provides interest-free ATM cash withdrawals for up to 50 days. This feature offers liquidity without the immediate burden of interest, making it ideal for emergencies or when you need quick access to cash.
More value for your money with special offers and discounts
Entertainment seekers will find additional value in the deals offered in partnership with BookMyShow. Every month, cardholders can enjoy discounts and ‘buy 1, get 1’ offers on movie tickets, making your cinema outings more affordable and enjoyable.
Eligibility criteria and application process
Applying for the Bajaj Finserv RBL Bank Credit Card is a straightforward process that can be completed online. The eligibility criteria are minimal and designed to be inclusive, catering to a wide range of Indian nationals between 21 and 70 years. While specific income and credit score requirements apply, the application process is paperless and efficient.
To get started, simply visit the official website and provide your registered mobile number. After entering the OTP, you can check for pre-approved offers tailored to your profile. If an offer is available, you can proceed with the application using just your PAN and Aadhaar card numbers – no physical documents required.
Activating your Bajaj Finserv RBL Bank Credit Card
Once approved, activating your new Bajaj Finserv RBL Bank Credit Card is equally simple. You can generate your PIN by calling the customer card helpline or by downloading the RBL MyCard app, available on both Android and iOS platforms.
Maximising your savings and benefits
- Annual fee waiver: Another area where this card shines is the annual fee waiver. By meeting a minimum spending threshold specific to your card variant, you can qualify for an annual fee waiver. This feature rewards active users and provides an additional incentive to make the Bajaj Finserv RBL bank Credit Card your go-to payment method.
- Potential annual savings: When you tally up all the benefits this co-branded credit card offers, the potential for savings becomes clear. It is estimated that cardholders can save up to Rs. 55,000 annually by maximising the card’s features and offers. This substantial figure underscores the card’s value proposition and potential impact on your financial well-being.
Making the smart choice
Considering your options for the best credit card? The Bajaj Finserv RBL Bank Credit Card is a strong contender with its combination of rewards, savings opportunities, and flexible payment options. This versatile financial tool offers a compelling package of benefits that can enhance your financial life by delivering value with every swipe.
Experience these benefits for yourself – download the Bajaj Finserv App or visit the official website to apply for credit card online.
